For those who earn on the internet

All your income. One account. Zero fees.

34,702 builders · USDC from anywhere · Paid in 14 currencies · Cash out in 33 · $0 fees

Your bank doesn't understand how you earn.

You build with Cursor, Claude, Figma. You ship to clients in the US, Germany, Japan. Your income arrives from Stripe, USDT, SEPA - sometimes all three in one month. Your local bank sees random deposits and flags half your transfers. Ogvio was built for the opposite: every dollar gets classified, every source gets understood, your account knows who you are.

The account that understands your income

Get paid in USDC from anywhere. Cash out in 33 local currencies. Every deposit auto-classified.

  • Receive - ACH, SEPA, Faster Payments, AED, USDC
  • Cash out 33 - local currency in minutes, not days
  • Auto-classified - every deposit tagged by source and type
Create account
  • Receive - ACH, SEPA, Faster Payments, AED, USDC
  • Cash out 33 - local currency in minutes, not days
  • Auto-classified - every deposit tagged by source and type
Create account

Get a US account. From anywhere on earth.

Your American client pays you like they pay anyone. Real US routing number. Real account number. Standard ACH. No SSN, no US residency. When their ACH lands, it's USDC in your wallet - same day. Same mechanic for SEPA, Faster Payments, and AED.

Create account
  • Real US routing + account number
  • SEPA IBAN, UK Faster Payments, AED - same flow
  • ACH lands → USDC in your wallet, same day

The Ogvio Card - coming soon.

Spend stablecoins directly. Zero foreign transaction fees. Wherever Visa works. Launching after our next capital round - join the waitlist.

  • Spend USDC directly - no conversion surprise at checkout
  • Zero foreign transaction fees, ever
  • Pay for Cursor, AWS, Vercel, Figma - anywhere Visa works
The Ogvio Card - coming soon.

Your bank vs your Ogvio account

Your bank
Fees
Per transaction
Plus quiet FX markup baked into the rate.
Zero
No transaction fees. No FX markup. No subscriptions.
Speed
Days
Wires take a week and cost $40.
Minutes
Cash out to 33 currencies in minutes, not days.
Understanding
Sees random deposits
Flags half your transfers as suspicious.
Classifies your income
Every deposit auto-tagged by source and type.
Custody
Bank-held
They can freeze, seize, or block at any time.
Your keys, your wallet
Self-custodial via Privy. We can't freeze or seize.

How Ogvio works

1. Sign up in 2 minutes - get your US, EUR, GBP, and AED accounts plus your @Tag.
It's Free

1. Sign up in 2 minutes - get your US, EUR, GBP, and AED accounts plus your @Tag.

Deposit

2. Receive from clients via ACH, SEPA, Faster Payments, AED, or any chain.

Globally

3. Every deposit auto-classified by source, type, and pattern.

3. Every deposit auto-classified by source, type, and pattern.

4. Cash out to your local currency in 33 - minutes, not days.

4. Cash out to your local currency in 33 - minutes, not days.

For those who build on the internet

Vibecoders
Cursor + Claude

Vibecoders

Micro-SaaS Founders
Stripe + USDT + SEPA

Micro-SaaS Founders

One-Person Agencies
Midjourney + Figma

One-Person Agencies

Digital Merchants
Shopify + WhatsApp

Digital Merchants

Content Creators
Multi-platform creators

Content Creators

Remote Earners
US clients, local cash-out

Remote Earners

What Ogvio does

Receive from anywhere. Classify every deposit. Earn yield on idle USDC.

Real US routing + account, SEPA IBAN, UK Faster Payments, AED - plus crypto from any chain. Your American client pays you like they pay anyone. No SSN, no US residency required.

  • US ACH, SEPA, FPS, AED
    Real bank accounts in four currencies. Same rails your clients already use.
  • Crypto, any chain
    USDC - from any wallet, exchange, or DAO. Any chain Ogvio supports.
  • Same-day USDC
    When ACH or SEPA lands, it's USDC in your wallet the same day.
Create account
Receive

Ogvio reads the metadata of every deposit - sender, amount, frequency, pattern - and tags each transaction by source and type. Stripe looks different from USDT. Your account knows the difference.

  • Auto-tagged
    Every deposit classified with zero manual work. Nobody else ships this.
  • Multi-source
    Stripe, USDT wallets, SEPA, client retainers - one inbox for income from anywhere.
  • Income summary
    Proof of what you actually earn - for a landlord, a lender, or a visa officer.
Create account
Classify

Park your USDC or USDT into Simple Earn. On-chain DeFi yield through Aave - the largest lending protocol in crypto, running since 2020. Withdraw anytime. You keep the yield, we don't take a cut.

  • On-chain yield via Aave
    Real DeFi yield through Aave on Base - $50B+ in deposits across chains.
  • No lockups
    Withdraw any amount, anytime. No fees on withdrawal. Funds back in minutes.
  • Zero cut
    You earn the full yield Aave pays. No performance fee. No management fee.
Create account
Simple Earn

Builders ship. Ogvio handles the money.

Why founders earning from Stripe, USDT, and SEPA pick Ogvio.

Wow!!! I can't believe how fast @OgvioGlobal is. I made a transaction from my local bank → my Ogvio account → My Crypto Wallet.. All in less than 3min 🤯 And guess what the fee was sponsored by @OgvioGlobal 😌 and above all no hidden charges 🙂 Give it a try

OGVIO is actually impressive 🔥 Smooth experience, clean interface, and built for global payments 🌍 Apps like this are the future of digital finance. Respect to the OGVIO team 👏 #OGVIO #Fintech #DigitalMoney

Ogvio's Request Money feature seems incredibly convenient, just send a request, without the hassle of asking for account details. It's perfect for splitting bills, requesting client payments, or handling everyday cross-border transactions. Who knows, this might become a new, faster and more efficient way to receive money. It's worth a try.

I'd use Ogvio to make transfers onchain for I was just shocked the time it took me from transferring some Usdc from my Ogvio to Binance 🎉🎉🎉🎉 Wow you guys are building a real thing ✅

Global transaction is what so many users are waiting for. Now it's easy with @OgvioGlobal we can now send money to local bank across the globe with OGVIO

I loved Ogvio, it is super easy to use, super fast, you made transfers easy and transparent. Keep building!

Easy and quick to sign up. No problems as yet. I am also signed up to an Ogvio account, which makes the transfer of overseas currency and crypto quick and painless.

This is awesome! Money gets there fast and don't have to worry about extra fees 💚⚡

FAQ

Have questions? Find answers!

Contact Us

An income account for people who build on the internet. Real US routing + account number, SEPA IBAN, UK Faster Payments, AED - plus crypto from any chain. Every deposit auto-classified by source and type. Cash out to your local currency in 33 currencies. Zero Ogvio fees, forever.

Two answers, both invisible to you. One - yield on AUM: when your USD sits on the platform, we hold it in regulated stablecoin infrastructure that earns Treasury yield. Two - merchant interchange when the Ogvio Card launches. None of this touches your wallet. We make money from infrastructure. You just use the account.

Every Ogvio account is a self-custodial wallet. You hold the keys. We can't freeze your balance, seize your wallet, or read your private keys - the architecture doesn't allow it. Your keys, your wallet, your income.