34,702 builders · USDC from anywhere · Paid in 14 currencies · Cash out in 33 · $0 fees
What Ogvio does
Your bank doesn't understand how you earn.
You build with Cursor, Claude, Figma. You ship to clients in the US, Germany, Japan. Your income arrives from Stripe, USDT, SEPA - sometimes all three in one month. Your local bank sees random deposits and flags half your transfers. Ogvio was built for the opposite: every dollar gets classified, every source gets understood, your account knows who you are.
Get a US account. From anywhere on earth.
Your American client pays you like they pay anyone. Real US routing number. Real account number. Standard ACH. No SSN, no US residency. When their ACH lands, it's USDC in your wallet - same day. Same mechanic for SEPA, Faster Payments, and AED.
Create account- Real US routing + account number
- SEPA IBAN, UK Faster Payments, AED - same flow
- ACH lands → USDC in your wallet, same day
What Ogvio does
Your bank vs your Ogvio account
How Ogvio works

1. Sign up in 2 minutes - get your US, EUR, GBP, and AED accounts plus your @Tag.

2. Receive from clients via ACH, SEPA, Faster Payments, AED, or any chain.
3. Every deposit auto-classified by source, type, and pattern.

4. Cash out to your local currency in 33 - minutes, not days.

For those who build on the internet
Your keys stay yours.
Every Ogvio account is a self-custodial wallet. We can't freeze your balance, seize your wallet, or read your private keys - the architecture doesn't allow it.
Your keys, your wallet, your income.

Get paid in USDC from anywhere. Cash out in 33 local currencies.
ACH from US clients. SEPA from Europe. Faster Payments from the UK. AED from UAE. Crypto from any chain. Local currency cash-out in Nigeria, Brazil, Mexico, Pakistan, Thailand, the Philippines, and more.


What Ogvio does
Receive from anywhere. Classify every deposit. Earn yield on idle USDC.
Real US routing + account, SEPA IBAN, UK Faster Payments, AED - plus crypto from any chain. Your American client pays you like they pay anyone. No SSN, no US residency required.
- US ACH, SEPA, FPS, AED
Real bank accounts in four currencies. Same rails your clients already use. - Crypto, any chain
USDC - from any wallet, exchange, or DAO. Any chain Ogvio supports. - Same-day USDC
When ACH or SEPA lands, it's USDC in your wallet the same day.

Ogvio reads the metadata of every deposit - sender, amount, frequency, pattern - and tags each transaction by source and type. Stripe looks different from USDT. Your account knows the difference.
- Auto-tagged
Every deposit classified with zero manual work. Nobody else ships this. - Multi-source
Stripe, USDT wallets, SEPA, client retainers - one inbox for income from anywhere. - Income summary
Proof of what you actually earn - for a landlord, a lender, or a visa officer.

Park your USDC or USDT into Simple Earn. On-chain DeFi yield through Aave - the largest lending protocol in crypto, running since 2020. Withdraw anytime. You keep the yield, we don't take a cut.
- On-chain yield via Aave
Real DeFi yield through Aave on Base - $50B+ in deposits across chains. - No lockups
Withdraw any amount, anytime. No fees on withdrawal. Funds back in minutes. - Zero cut
You earn the full yield Aave pays. No performance fee. No management fee.

Builders ship. Ogvio handles the money.
Why founders earning from Stripe, USDT, and SEPA pick Ogvio.
An income account for people who build on the internet. Real US routing + account number, SEPA IBAN, UK Faster Payments, AED - plus crypto from any chain. Every deposit auto-classified by source and type. Cash out to your local currency in 33 currencies. Zero Ogvio fees, forever.
Two answers, both invisible to you. One - yield on AUM: when your USD sits on the platform, we hold it in regulated stablecoin infrastructure that earns Treasury yield. Two - merchant interchange when the Ogvio Card launches. None of this touches your wallet. We make money from infrastructure. You just use the account.
Every Ogvio account is a self-custodial wallet. You hold the keys. We can't freeze your balance, seize your wallet, or read your private keys - the architecture doesn't allow it. Your keys, your wallet, your income.









